1 point for every $1 in eligible purchases

2 points for every $1 spent on eligible gas, groceries and restaurant purchases ($5,000 annual cap on each category)

Receive 2,500 bonus points†† after your first eligible purchase within the first 90 days of account opening

Receive 2,500 bonus points†† once enrolled for e-statements within the first 90 days of account opening

There is no limit to the points you can earn! It's better on the North Side!


  • For travel, brand-name merchandise, gift cards from participating retailers, cash back, and charitable donations
  • Ultimate VIP Experiences
  • Authentic Toronto Raptors merchandise
  • Authentic pro-quality Toronto Raptors jerseys

Browse the full rewards redemption catalogue here

Plus, enjoy these benefits

A suite of comprehensive insurance**

No annual fee

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